Mortgage Solutions for Service Members and Veterans
You’ve served your country—now let us serve you. We’re proud to help service members, veterans, and eligible spouses navigate VA and military home loan benefits with clarity and care. From understanding eligibility to maximizing your earned benefits, we’re here to make homeownership more accessible and less stressful.
Explore the benefits you’ve earned.
As an ative duty or retired military service member, you’re entitled to exclusive mortgage benefits.
Let us help you get into the home you’ve always wanted. All with special mortgage terms and a high level of extraordinary service.
Plus, elite pricing for credit scores starting at 640.
Home Loans for Service Members & Veterans
Benefits of VA Loans You Deserve
If you’re serving or have served, you’re eligible for one of the most powerful homeownership tools available: VA loans, backed by the U.S. Department of Veterans Affairs. These loans:
- Often require zero down payment, making homeownership more accessible than ever
- Eliminate the need for private mortgage insurance (PMI), offering substantial long-term savings
- Provide competitive interest rates and flexible terms, thanks to the VA’s loan guaranty
Both active-duty service members, veterans, and eligible surviving spouses are welcome to benefit from VA-backed loans—eligibility hinges on service history, discharge status, and other VA criteria
Important VA Loan Insights
- Reusability: Your VA entitlement is renewable—even if you’ve used it before, you can use it again once the prior loan is paid off
- Funding Fee Flexibility: There’s a VA funding fee, but it can be rolled into your loan or waived entirely for veterans with service-connected disabilities
- Wide Property Eligibility: You can use VA loans to buy single-family homes, condos, multi-unit properties, or even new construction—so long as it’s your primary residence
- Low Credit Barriers: VA loans are easier to qualify for than many alternatives, and foreclosure or bankruptcy history doesn’t necessarily disqualify you
Step-by-Step Guide: How It Works
- Obtain a Certificate of Eligibility (COE)
- Submit Application & Documents
- Home Selection & Offer
- VA Appraisal & Underwriting
- Closing
Why Choose SimplyHome Funding?
- Experienced Guidance: Marcy and Matt, your trusted Loan Originators, will walk you through VA eligibility, exemptions, and all the fine print—so you're empowered to make the best decision.
- Clear, Client-First Approach: From pre-approval to closing, we prioritize clarity, fairness, and service—so you feel supported every step of the way.
- Local Focus: Serving both Arizona and Michigan, we bring in-depth regional knowledge to ensure your experience is seamless, personalized, and deeply respectful of your service.